My Dividend Portfolio. Goal: $12K in 120 Months — Month 22, Week 4

Hi partners — Max here!

First off, friends — Happy Easter! Hope you’re having a great weekend and enjoying the holiday. Take care of yourselves.

I made my stock purchases yesterday ahead of the holiday, so today — if you decided to spend the evening catching up on MaxDividends — you’d also have time to check out my new buys from this week.

Things are moving along. Louis Armstrong is playing in the background, and my income added another $12 per month this week. Not bad, right? I’m happy with that.

And yes — another $1,300 went into the portfolio this week on top of my regular investments. That’s dividends from March hitting my bank account. More shares, more dividends. My engine just keeps working while I focus on my own thing.

Below you’ll find a detailed breakdown of what I bought today, how the portfolio looks right now, and my plans for next week and beyond.

My portfolio is a fully transparent, real-time journey — no polishing the numbers and no adjusting results after the fact.

It’s a path anyone can follow with the right system and the MaxDividends app.

Alright — let’s get to today’s buys. So grab a coffee — let’s dig in ☕💪

What I Bought, How Things Look

Every Friday, I put $3,000 plus dividends to work with one clear mission: reach $12,000 a month in dividends within 120 months.

But the real reason this works isn’t willpower or motivation. It’s the system — and the technology behind it.

The MaxDividends Income System defines what to buy, when to buy, and what to ignore. The MaxDividends App keeps the compass steady — tracking income, scores, risks, and signals whether I’m at my desk, out walking, or fast asleep.

The portfolio doesn’t need me to be “on.” It doesn’t care if I’m busy, tired, traveling, or doing absolutely nothing. The process keeps running.

What I enjoy most is watching the portfolio do its job — seeing which positions keep quietly compounding, and which names stay on the watchlist until the data finally lines up.

That’s how the snowball really builds. Just repeatable decisions, steady dividend deposits, and a system that keeps stacking progress week after week.

When you step back and look at the full picture — essentials, lifestyle, family needs, small trips, and a buffer — dividend income stops being a theory and turns into a practical roadmap.

Here’s where the journey stands today:

Freedom Bar:
█████████████░░░░░░░░░░░░░░░ ~37% complete

(based on current projections)

✅ $100/month – hit at Month 3
✅ $250/month – hit at Month 5
✅ $500/month – hit at Month 10
✅ $750/month – hit at Month 16
🎯 $1,000/month → 98% complete

My dividend income is now running at about $980 per month. It’s not a headline number. It won’t trend on social media. But it does matter.

Because this is what real progress looks like when income is built the right way. Quiet. Measurable. Repeatable. This is another clean step toward the next level — $1,000 per month. The portfolio is getting heavier. The income base keeps rising.

Every reinvested dollar tightens the structure. Every dividend hike raises the floor. And over time, that turns into momentum you can actually feel.

Mueller Industries manufactures and distributes metal products across copper, brass, aluminum, and plastic systems used in plumbing, HVAC, and industrial applications. The business benefits from steady demand tied to construction and infrastructure, while maintaining strong margins and consistent free cash flow.

Virtus Investment Partners operates a multi-boutique asset management platform, partnering with specialized investment managers. This model allows them to scale unique strategies while keeping distribution efficient and capital-light.

ADP is a global leader in payroll, HR, and outsourcing solutions. The company generates highly predictable recurring revenue, supported by long-term client relationships and strong retention rates — exactly the kind of steady income engine I like to own.

Snap-on is a premium tools and equipment manufacturer serving professionals in automotive and industrial sectors. Strong pricing power, loyal customer base, and consistent dividend growth make it a solid reinvestment target.

➡️ New capital invested this week: ~$3,243
💰 Dividends reinvested: ~$1,363

The system stays the same.

🔗 View the live portfolio: MaxDividends $12K in 120 Months Strategy Portfolio

The snowball keeps rolling — heavier every week.

Each raise locks in more lifetime income and lifts my yield on cost. Quiet, steady, automatic.

This is what a real dividend roadmap looks like. No guessing. No spreadsheets. Just a clear plan — tracked, forecasted, and executed inside the MaxDividends App.

Here’s a look inside my portfolio this week:

All of this is tracked inside the MaxDividends App — my roadmap and compass. It shows payouts, raises, and exact progress toward the $12K finish line.

If you’re not using it yet, you’re leaving a serious edge on the table.

04/03 Update — email me anytime: [email protected]

Alright partners, there’s quite a bit to talk about this week.

At the core, nothing really changes — I keep investing and reinvesting. So far this year, 14 companies have already raised their dividends. That adds up to +$197 per year in dividend income, or about +2% to my annual income — and we’ve only just finished the first quarter.

Not bad for doing absolutely nothing, right? But that’s the strategy. These are exactly the kinds of companies I choose.

I operate with three levers, and their proportions gradually shift over time:

Right now, Lever #1 is doing most of the heavy lifting. But here’s the interesting part — soon I’ll effectively have a “13th month” of investing.

I’m getting close to crossing $1,000 per month in dividend income, or $12,000 per year. That’s exactly how much I invest annually each month. Which means at some point, one additional “month” of my investing will be fully covered by dividends generated from the portfolio itself.

For a long time, Lever #3 will be the least noticeable. But over time — it becomes the main driver.

Now, about this week’s purchases.

It was a shorter trading week, so I made my buys on Thursday. I do that sometimes — if Friday is busy, or we’ve got weekend plans with the family, I simply shift the buying day. No big deal.

This week I continued adding to Mueller Industries and Virtus Investment Partners. I also reinvested dividends into 4 shares of Snap-on. All of these are Dividend Eagles or names from my watchlist.

But there was one new addition — and I’m genuinely happy to start building this position:

Let me spend a minute on this one.

Across the board — this is exactly the kind of candidate I’m always looking for. But there’s another reason this deal stands out right now.

I keep an eye on the sector balance of dividend payers in my portfolio. At the moment, the main contributors are Industrials, Consumer, and Financial Services.

So I’ve been looking for opportunities in other sectors to balance things out. That’s not always easy — especially when I stick to strict valuation and quality criteria — but this time, it worked out.

ADP is a technology sector company that fits my requirements today. That allows me to both open a new position and increase my exposure to tech.

So, the decision to start a position in ADP comes down to:

Looking ahead to next week — same plan, same focus.

On my radar: Tractor Supply, Mueller Industries, Automatic Data Processing, Williams-Sonoma, and undervalued opportunities in Healthcare, Basic Materials, and Technology — as long as they meet the strict criteria of the MaxDividends Income System.

The system stays the same. Capital stays disciplined. We keep building. Steady steps. Clear roles. Long horizon. That’s the rhythm.

The MaxDividends Income System — combined with selecting high-quality dividend companies using our 5-step secret formula, and supported by the MaxDividends app — allows me to build my own path toward financial freedom.

Every week I place another brick into the foundation of that future freedom. And today those bricks are already hard to miss. The results are becoming visible. They are becoming tangible.

The most remarkable thing about this seemingly simple formula for success is that it’s repeatable. I invest in businesses I genuinely like. I choose companies I trust. And my passive dividend income keeps growing.

Live off dividends on your terms! 💪💰

Over the next two weeks we’ll continue filling the database so the metric becomes available for all REITs in the MaxDividends App.

This covers roughly 300 real estate funds across global markets. From this point forward, the AFFO (EPRA) payout ratio will remain continuously available and regularly updated for each of you.

This is a unique development. Very few services provide this level of REIT payout analysis, and most of them are paid platforms costing anywhere from $40 to $150 per month.

For you, it’s all included — as part of your current subscription.

We keep building. You keep investing. And together, the system keeps getting stronger. 💰

We help you get paid — forever. Live off dividends. On your terms.

This isn’t gambling or chasing hype. It’s a proven system:

That’s why the income snowball keeps rolling — heavier each month, stronger each year.

Every quarter I put $300 into each of my three kids’ portfolios — building generational wealth one brick at a time.

Kids’ Portfolios:

Last quarter (Q1 2026), I sold Johnson Outdoors after its Financial Score dropped below 80 — and added new companies to the kids’ portfolios.

Here are the names that were purchased (Q1 2026):

This is a long-term compounder I’m comfortable owning for the next 15+ years. Microsoft combines durable cash flows, strong pricing power, and consistent reinvestment into future growth.

Donaldson operates in a niche most people overlook — filtration. Recurring demand, global industrial exposure, and disciplined execution make it a steady long-term grower.

Lincoln Electric is a high-quality industrial with a long operating history, strong margins, and a culture built around efficiency and innovation.

Honestly, I don’t actively monitor the kids’ portfolios at all.

All purchases are made using the MaxDividends Assistant. Once per quarter, I simply add $300, select a capital growth focus, and the Assistant generates a list of ideas — fully aligned with the MaxDividends Income System and the amount I’ve allocated.

And you know what? It works extremely well.

This is where the long game plays out. Beyond the weekly $3,000 experiment, my family’s core portfolio is the real backbone — built for high-yield dividend growth, steady compounding, and financial security for years to come.

Here I’ll break down where things stand today, how the plan for this quarter looks, and why this portfolio is designed to cover every family expense while still growing stronger over time.

I’ve spent the past 20 years building businesses. That’s where most of my capital came from. But now, at 40 and with three kids, I want to stay involved in business and investing on my terms.

My goal? More time with family, freedom to focus on what matters, and a portfolio that pays me whether I’m working or not. That’s why in 2025, I’ve started transitioning to fully living off dividends.

The mission hasn’t changed: build a high-yield, dividend-growing portfolio that delivers steady cash flow and strong long-term returns.

With the MaxDividends Concept, my team and I scan markets across the U.S., Europe, and Asia to find financially strong companies with a track record of raising dividends. This way, I’m not just chasing price growth — I’m building a paycheck that grows by itself.

(*Dividend totals vary slightly due to exchange rates.)

This portfolio alone now pays over ~$7,720/month in dividends. Every dollar is reinvested, fueling even faster growth.

No purchases or transactions this week — everything stays the same. Just collecting dividends for now and waiting for May and June, my two biggest payout months so far this year.

✅ 90% High-Yield Dividend Growth Stocks – These names pay me consistently and raise dividends year after year.

✅ 10% Capital Growth Stocks – A smaller bucket for faster-growing companies. When I sell, half the profits go into new growth stocks and half into high-yield dividend payers.

Each hike locks in more income for life — steady raises with zero extra work.

My plan for 2026 is simple: keep adding new money and keep reinvesting every dollar of dividends.

A new quarter means it’s time to update the plan.

Looking back — starting from Q4 2025, my goal was to cross $7,000 in monthly dividend income. Then I set a more conservative target of $7,300 per month by the end of Q1 2026.

As of today, my portfolio generates about $7,700 per month in dividends. That means I’ve hit my targets — and I’m running ahead of schedule.

For Q2 2026, my goal is to cross $8,000 per month in dividend income.

This projection is based on the May and June payouts — typically the strongest months of the year. I expect total dividends during this period to come in around $40,000, plus additional increases from Japanese companies following their fiscal year-end.

All in, I believe it’s very realistic to reach this milestone by mid-summer.

That’s how this works: steady contributions, rising payouts, and the snowball doing the rest.

The strategy doesn’t change. I’m looking for stable, undervalued Dividend Eagles that start with solid yields and have the strength to keep paying and raising over time. Dividends are my lever — I collect them, reinvest them, and let compounding do the heavy lifting.

I won’t lock in specific tickers right now — opportunities shift as the quarter unfolds. What matters is scanning the best markets worldwide: the U.S., Canada, Japan, Australia, the U.K., and Europe, and picking financially strong companies that fit the MaxDividends Income System.

And for my kids? The playbook stays the same: $300 each, every quarter. Three kids, three portfolios, one steady strategy to build generational wealth.

The mission stays the same too: steady income, steady growth, and the freedom that comes from reinvesting.

Right now, it’s all about speeding up the cycle — dividends keep rising, capital keeps compounding, and every reinvested payout brings us closer to true financial freedom.

By 2033–2035, I expect my Core Portfolio alone to generate $16K–$18K/month in dividends. Combine that with my $12K-in-120-months experiment, and the total passive income goal is $30,000/month.

That’s full financial independence: family expenses covered, reinvestment rolling, and freedom secured.

That’s all for today’s update.

Wishing you steady growth and financial peace,
Max

💌 Questions or thoughts? Reach me anytime at [email protected]

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