💡 One More Secret Ingredient for the MaxDividends Strategy

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As the founder and CEO of BeatMarket (beatmarket.com) and MaxDividends, I actively use our platform’s innovations to make investment decisions.

At MaxDividends, we apply the Financial Score in the final stage of stock selection, choosing only companies with a score of 80 or higher. Today, I’d like to dive deeper into what the Financial Score is and why it matters.

Meet the Financial Score – your ultimate metric for selecting top stocks for your portfolio.

The Financial Score is a rating system that evaluates a company's fundamental strength. It ranges from 20 to 99, with higher scores indicating stronger, more reliable companies.

Stocks with a score of 80+ are considered high-quality investments, while those rated 50 or below are seen as weaker choices. This score allows you to efficiently filter thousands of stocks and build investment strategies that maximize returns.

The Financial Score consists of two components: Global and Local. The Global Score measures a company's strength on a worldwide scale, while the Local Score evaluates its performance within its home country.

Both scores use the same metrics but are ranked separately, helping you identify market leaders at both global and local levels.

Our team analyzes over 20,000 companies worldwide, covering:

We collect financial data daily and review 25 years of historical reports to ensure thorough and accurate evaluations. This long-term perspective allows us to assess a company’s resilience during economic downturns.

We analyze key financial metrics, including sales, operating profit, net income, earnings per share, return on equity, and their trends over time.

Understanding whether a company is growing and evolving—or stagnating and incurring losses—is essential for making informed investment decisions.

A company’s approach to dividends reflects its transparency and management strength. At MaxDividends, we assess:

A well-structured dividend policy—whether through consistent payments, regular increases, or reinvesting all funds into growth—indicates strong, strategic business management.

We also consider share buyback programs. When a company repurchases its own shares, it signals management’s confidence that the stock is undervalued.

This section measures the company’s overall financial health, including:

A financially stable company maintains a strong cushion to navigate market downturns and continue operating effectively during economic crises.

Each section—Growth, Dividend, and Stability—has a maximum score of 5 points. If a company meets all top-tier business criteria, it earns a total of 15 points.

The system then ranks companies and converts this evaluation into the Financial Score:

Historically, companies with a Financial Score of 90+ have significantly outperformed those with lower ratings. See how high-rated stocks (90+) compare to lower-rated stocks (60 and below) in terms of performance.

Since September 2025, we’ve been tracking every dividend increase and cut among U.S. companies that have paid dividends for 10 years or more without interruption.

For each event, we record:

Because when your goal is growing passive income, there are really only two situations where selling a company makes sense.

To evaluate business quality in a clear and consistent way, we use a single metric:
the MaxDividends Financial Score.

It’s a composite score based on multiple financial factors, calculated using our internal formula. The maximum score is 99.

Within the MaxDividends framework, companies with a score below 80 already require closer, more careful analysis.

We believe this is a transparent and practical way to show why financial quality matters when making dividend decisions.

Here’s what the data shows so far.

Since launching dividend event monitoring in U.S. stocks (September 2025):

In other words, about 90% of all dividend increases came from companies with scores above 80.

Among companies with scores below 80:

That translates to a 24% probability of a dividend cut or suspension in this group.

Among companies with scores 80 and above:

That’s a cut probability of just 0.83% so far.

We’ll continue collecting and publishing this data and updating it quarterly. Later, we’ll also launch a public page where this tracking can be followed over time.

Why does this matter?

Because dividend investing isn’t just about yield — it’s about business quality first.

“Retire early and live on dividends. Because no one wants to work forever.”

👉 My Own High Yield Dividend Growth Story

With MaxDividends Community you’ll always be part of a winning team and stop viewing the future as an uncertainty. Worry will fade, replaced by confidence and peace of mind. You’ll focus on doing what you love while your passive income continues to grow.

Choosing a strong environment is the key to achieving outstanding results. If you surround yourself with people who dream bigger than you, you increase your chances of reaching greater heights. Surround yourself only with those who will support you on your path to success.

Hundreds of premium members have already discovered the benefits of the community and app, earning passive income through dividends with MaxDividends. Their passive income keeps growing!

MaxDividends continues to be recognized for its consistent effort, commitment to quality, and the loyalty of its growing community of partners.

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“Love the concept and the execution. If you are into building a portfolio that will generate ever growing income for you, subscribe to Max Dividends. I did.“

“A useful substack for those that invest in stocks that pay dividends or are looking to get into such a strategy. Includes education and actionable ideas.“

“Great for helling you pick up high-yield dividend growth stocks“

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