My Dividend Portfolio. Goal: $12K in 120 Months — Month 22, Week 2

Hi partners — Max here!

I’m continuing my open journey toward hitting $12,000 a month in dividend income over the next 120 months. This week, I added another $13/month in payouts hitting my bank account.

My companies keep sending me checks like clockwork. Over the past week alone, that’s an extra $156 a year added to my income. I really like this approach.

Below you’ll find a detailed breakdown of what I bought today, how the portfolio looks right now, and my plans for next week and beyond.

My portfolio is a fully transparent, real-time journey — no polishing the numbers and no adjusting results after the fact.

It’s a path anyone can follow with the right system and the MaxDividends app.

Alright — let’s get to today’s buys. So grab a coffee — let’s dig in ☕💪

What I Bought, How Things Look

Every Friday, I put $3,000 plus dividends to work with one clear mission: reach $12,000 a month in dividends within 120 months.

But the real reason this works isn’t willpower or motivation. It’s the system — and the technology behind it.

The MaxDividends Income System defines what to buy, when to buy, and what to ignore. The MaxDividends App keeps the compass steady — tracking income, scores, risks, and signals whether I’m at my desk, out walking, or fast asleep.

The portfolio doesn’t need me to be “on.” It doesn’t care if I’m busy, tired, traveling, or doing absolutely nothing. The process keeps running.

What I enjoy most is watching the portfolio do its job — seeing which positions keep quietly compounding, and which names stay on the watchlist until the data finally lines up.

That’s how the snowball really builds. Just repeatable decisions, steady dividend deposits, and a system that keeps stacking progress week after week.

When you step back and look at the full picture — essentials, lifestyle, family needs, small trips, and a buffer — dividend income stops being a theory and turns into a practical roadmap.

Here’s where the journey stands today:

Freedom Bar:████████████░░░░░░░░░░░░░░░░ ~36% complete

✅ $100/month – hit at Month 3✅ $250/month – hit at Month 5✅ $500/month – hit at Month 10✅ $750/month – hit at Month 16🎯 $1,000/month → 96% complete

My dividend income is now running at about $959 per month. It’s not a headline number. It won’t trend on social media. But it does matter.

Because this is what real progress looks like when income is built the right way. Quiet. Measurable. Repeatable. This is another clean step toward the next level — $1,000 per month. The portfolio is getting heavier. The income base keeps rising.

Every reinvested dollar tightens the structure. Every dividend hike raises the floor. And over time, that turns into momentum you can actually feel.

Mueller Industries manufactures and distributes a wide range of metal products, primarily focused on copper, brass, aluminum, and plastic systems used in plumbing, HVAC, and industrial applications. The company benefits from steady demand tied to construction and infrastructure, along with disciplined cost control and strong free cash flow generation.

Lowe’s is one of the largest home improvement retailers in the United States, serving both DIY customers and professional contractors. The business is supported by ongoing housing maintenance needs, a large national footprint, and a growing focus on Pro customers, which helps drive stable long-term revenue.

Virtus Investment Partners operates a multi-boutique asset management platform that partners with specialized investment managers. This structure allows the firm to scale differentiated strategies while maintaining centralized distribution and operational efficiency.

➡️ New capital invested this week: ~$3,368

The system stays the same.

🔗 View the live portfolio: MaxDividends $12K in 120 Months Strategy Portfolio

The snowball keeps rolling — heavier every week.

Each raise locks in more lifetime income and lifts my yield on cost. Quiet, steady, automatic.

This is what a real dividend roadmap looks like. No guessing. No spreadsheets. Just a clear plan — tracked, forecasted, and executed inside the MaxDividends App.

Here’s a look inside my portfolio this week:

All of this is tracked inside the MaxDividends App — my roadmap and compass. It shows payouts, raises, and exact progress toward the $12K finish line.

If you’re not using it yet, you’re leaving a serious edge on the table.

03/20 Update — email me anytime: [email protected]

Honestly, it doesn’t get much better than this. Great week. Great momentum. I’m very happy with where things are heading — let me walk you through my thinking.

My annual dividend income in January 2024:Annual Dividends: ~$3,660

My annual dividend income in January 2026:Annual Dividends: ~$10,230

My annual dividend income over the last 4 weeks (March 2026):~$11,031 → ~$11,192 → ~$11,324 → ~$11,512

We can debate strategies all day, but numbers like these don’t lie. My dividend income is up 214% in two years — and it keeps growing every single week.

Sometimes I feel like there are no happier investors than dividend investors. The right numbers create the right emotions. I choose steady growth, good sleep, moderation, and quiet success. How about you?

So what’s the plan for next week, after growing my passive income by over 200% in two years? Exactly what you’re thinking. I’m just going to keep doing the same thing.

There are plenty of companies on my watchlist right now — just to name a few: Mueller Industries, Williams-Sonoma, Snap-on, Tractor Supply, Lowe’s, FedEx, Zoetis, Primerica, Pool Corp… and that’s not even the full list.

As for this week’s buys — I stayed consistent. I added more to positions I already own, continued building my stake in Virtus Investment Partners, and picked up more shares of Lowe’s. I also saw a new opportunity in Mueller Industries. The company raised its dividend by 40%, and with the broader market pullback, it created an interesting setup — my income goes up while the asset price comes down. I’m taking advantage of that and opening a new position.

Also keeping an eye on Booz Allen Hamilton.

The system stays the same. Capital stays disciplined. We keep building. Steady steps. Clear roles. Long horizon. That’s the rhythm.

The MaxDividends Income System — combined with selecting high-quality dividend companies using our 5-step secret formula, and supported by the MaxDividends app — allows me to build my own path toward financial freedom.

Every week I place another brick into the foundation of that future freedom. And today those bricks are already hard to miss. The results are becoming visible. They are becoming tangible.

The most remarkable thing about this seemingly simple formula for success is that it’s repeatable. I invest in businesses I genuinely like. I choose companies I trust. And my passive dividend income keeps growing.

Live off dividends on your terms! 💪💰

This isn’t gambling or chasing hype. It’s a proven system:

That’s why the income snowball keeps rolling — heavier each month, stronger each year.

New quarter, new milestone. Every quarter I put $300 into each of my three kids’ portfolios — building generational wealth one brick at a time.

Kids’ Portfolios:

Last quarter (Q4 2025), I added West Pharmaceutical Services and ResMed.

Q1 2026, as planned, I sold Johnson Outdoors after its Financial Score dropped below 80 — and added new companies to the kids’ portfolios.

Here are the names that were purchased:

This is a long-term compounder I’m comfortable owning for the next 15+ years. Microsoft combines durable cash flows, strong pricing power, and consistent reinvestment into future growth.

Donaldson operates in a niche most people overlook — filtration. Recurring demand, global industrial exposure, and disciplined execution make it a steady long-term grower.

Lincoln Electric is a high-quality industrial with a long operating history, strong margins, and a culture built around efficiency and innovation.

Honestly, I don’t actively monitor the kids’ portfolios at all.

All purchases are made using the MaxDividends Assistant. Once per quarter, I simply add $300, select a capital growth focus, and the Assistant generates a list of ideas — fully aligned with the MaxDividends Income System and the amount I’ve allocated.

And you know what? It works extremely well.

This is where the long game plays out. Beyond the weekly $3,000 experiment, my family’s core portfolio is the real backbone — built for high-yield dividend growth, steady compounding, and financial security for years to come.

Here I’ll break down where things stand today, how the plan for this quarter looks, and why this portfolio is designed to cover every family expense while still growing stronger over time.

I’ve spent the past 20 years building businesses. That’s where most of my capital came from. But now, at 40 and with three kids, I want to stay involved in business and investing on my terms.

My goal? More time with family, freedom to focus on what matters, and a portfolio that pays me whether I’m working or not. That’s why in 2025, I’ve started transitioning to fully living off dividends.

The mission hasn’t changed: build a high-yield, dividend-growing portfolio that delivers steady cash flow and strong long-term returns.

With the MaxDividends Concept, my team and I scan markets across the U.S., Europe, and Asia to find financially strong companies with a track record of raising dividends. This way, I’m not just chasing price growth — I’m building a paycheck that grows by itself.

(*Dividend totals vary slightly due to exchange rates.)

This portfolio alone now pays over ~$7,720/month in dividends. Every dollar is reinvested, fueling even faster growth.

No purchases or transactions this week — everything stays the same. Just collecting dividends for now and waiting for May and June, my two biggest payout months so far this year.

✅ 90% High-Yield Dividend Growth Stocks – These names pay me consistently and raise dividends year after year.

✅ 10% Capital Growth Stocks – A smaller bucket for faster-growing companies. When I sell, half the profits go into new growth stocks and half into high-yield dividend payers.

Each hike locks in more income for life — steady raises with zero extra work.

My plan for 2026 is simple: keep adding new money and keep reinvesting every dollar of dividends.

Back in Q4 2025, I set a goal of reaching $7,000 in total monthly dividend income across all my portfolios — and right now that number is sitting at about $7,200 per month.

The next milestone was $7,300 per month. I didn’t quite cross it before year-end, so I’ve moved that target into Q1 2026 — and with continued reinvestment, I expect to get there.

That’s how this works: steady contributions, rising payouts, and the snowball doing the rest.

The strategy doesn’t change. I’m looking for stable, undervalued Dividend Eagles that start with solid yields and have the strength to keep paying and raising over time. Dividends are my lever — I collect them, reinvest them, and let compounding do the heavy lifting.

I won’t lock in specific tickers right now — opportunities shift as the quarter unfolds. What matters is scanning the best markets worldwide: the U.S., Canada, Japan, Australia, the U.K., and Europe, and picking financially strong companies that fit the MaxDividends Income System.

And for my kids? The playbook stays the same: $300 each, every quarter. Three kids, three portfolios, one steady strategy to build generational wealth.

The mission stays the same too: steady income, steady growth, and the freedom that comes from reinvesting.

Right now, it’s all about speeding up the cycle — dividends keep rising, capital keeps compounding, and every reinvested payout brings us closer to true financial freedom.

By 2033–2035, I expect my Core Portfolio alone to generate $16K–$18K/month in dividends. Combine that with my $12K-in-120-months experiment, and the total passive income goal is $30,000/month.

That’s full financial independence: family expenses covered, reinvestment rolling, and freedom secured.

That’s all for today’s update.

Wishing you steady growth and financial peace,Max

💌 Questions or thoughts? Reach me anytime at [email protected]

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Someone’s sitting in the shade today because someone planted a tree a long time ago. ― Warren Buffett.